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Never use toploaders for PSA submissions Declared value : Always declare at or above market value for insurance purposes The Bottom Line Three takeaways from the updated March 2026 data: Nanjamo (Iono) SAR leads on percentage premium at +116% 50,000 raw, 108,000 graded, with the lowest PSA 10 rate on this list (58.1%) making it a high-reward, higher-risk play Hidden gems under 2,000 still deliver 10x18x multipliers even after PSAs fee increase a single PSA 10 Mega Gengar ex RR covers an entire 5-card batch PSAs February 2026 fee increase raised the minimum viable grading threshold from 11,000 to 15,000 raw but every card on this list still clears it Got a Mega Charizard X ex SAR worth 70,000

The easy answer is a mix of math and opportunity cost